Welcome to Co-Health Online

The Leader In Discount

Health Care In America

About Us

The main objective of the various Co-Health Programs is to provide savings and discounts in specific Health Care areas that are commonly used everyday by everyone but, in many cases, the expenses may not be reimbursable by Insurance or Medicare. Our members receive the savings directly - right on the spot. The savings can be true "budget-savers" to our members. A typical family of four can save between eight (8) and fifteen (15) times the Annual Membership fee depending on the specific Co-Health Program selected. These savings can be used to offset the substantial "out-of-pocket" medical expenses such as deductibles and co-payments. The savings may also be used to simply keep some of your own money in your pocket in the first place. Unlike insurance plans, there are no claims forms to fill out. There are no "waiting periods" for your benefits to begin. Everyone is eligible - there are no age limits and there are no exclusions for pre-existing conditions.

Co-Health provides savings through discounts on:

Vision (Eyeglasses, Contact Lenses, etc.) * Discounts also available on Lasik surgery	Up to 60% * Call for specific details and savings
Dental	Up to 60%
Prescription Drugs (Brand)	Up to 45%
Prescription Drugs (Generic)	Up to 70%
Chiropractic	50%
Hearing	30%
Vitamins and Supplements	Up to 35%

Plus, The Comprehensive Co-Health Plan includes two additional Special Features for added peace of mind and timely personal care:

* The Co-Health Special Diabetic Program
* The Co-Health 24-Hour Nurse Hot Line
SATISFACTION GUARANTEED

The various programs comprising the Co-Health Plan are also called Our Products. Our flexible Plan selection options are described in greater detail in the "Our Products" section.

Nationwide, there are more than 100,000 Co-Health Benefit Providers in our Co-Health product networks. They are available to service our members anywhere in the United States.

The Co-Health Benefits Plan is basically sold to individuals and members of groups and employer programs.

In that The Co-Health Benefits Plan is not an Insurance Plan, there are no present State licensing requirements. However, membership sales come predominately through Insurance Producers to their clientele. It can be used as an ancillary employer group benefit package to existing Group Medical Benefit programs or as a Stand Alone Benefit package where none existed before.

The Vision and Dental Programs provide excellent alternatives to more expensive Insured Plans. They also provide excellent prospecting tools for Brokers who work in the Business Market.

Recently we developed the Marketing Concept of "Sell your clients the benefits they need (Life Insurance, Health Insurance, Long -Term Care, etc.) … then help them pay for it". The savings obtained through the Co-Health Plan are used to help pay for the purchase of Insured Plans. This is the first time a non-insured product has been combined with the sale of an insured product. As structured, this unique approach does not circumvent any of the existing insurance regulations and it helps to serve the American consumer.

Insurers are also a very viable distribution source as they find that offering Ancillary Products to existing policyholders not only provides additional income but that it can also improve persistency results and overall customer and employee satisfaction.

Recently Co-Health has expanded its distribution efforts into the College and University Market through selected Brokers. With college costs rising, there is an urgent need for low cost health products in this market.

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