The company was founded by William R. Strack, CLU, the former President and CEO of All-American Life Insurance Company - one of the US Life Insurance companies.
The Co-Health Benefits Plan was originally developed in 1994 to provide savings and discounts in specific Health Care areas commonly utilized by the general public, but not normally reimbursable by Insurance or Medicare.
Today, with the rising costs of basic Healthcare, Co-Health offers discounts in health care products to help you enjoy savings in medical healthcare that are often not covered or are insufficient through your health Insurance.
Co-Health is not Insurance, The Co-Health Benefits Plan is a Membership Plan where you pay one low annual membership fee to have access to the Professional Providers in each of the Provider Networks comprising the Plan.
Each of these Providers has been contracted to offer their products and services on the basis of a specially negotiated discount off their usual and customary charges.
Co-Health Benefits has developed relationships with the leading providers to bring you the most affordable pricing on discount health products. These providers are well known and include such prominent organizations as *Aetna Dental Access®, Coast to Coast Vision, and SAV-RX, Beech PPO, and Galaxy Health Network.
When you use the card, you receive a discounted price for medical, dental, or vision services, all savings are at the point of service. Begin saving as soon as you receive your card. You receive the discounted price the first time you use your card. There is also no limit on how many times you can use the card in a given year.
There are no health restrictions - there is no paperwork to fill out. You simply show your Co-Health Membership Card at the time of your scheduled appointment and the savings belong to you. You may use your card as many times as needed. Your membership in any of the Co-Health Plans provides benefits to you throughout the United States - anywhere, anytime.
This plan is not insurance. This plan does not make payments directly to the providers of medical services. The plan member is obligated to pay for all healthcare services but will receive a discount from those healthcare providers who have contracted with the discount plan organization. This plan provides discounts at certain healthcare providers for medical services.
This discount card program contains a 30 day cancellation period. FL, LA, ND, OK, SC, SD and TX residents: Member shall receive a full refund of membership fees, excluding registration fee, if membership is cancelled within the first 30 days after receipt of membership materials. AR and TN residents: A refund of all fees will be issued if membership is cancelled within the first 30 days.
The membership fee and one-time registration fee (minus $5.00) will be refunded if cancelled within the first 30 days and upon return of the discount card. The range of discounts for medical or ancillary services provided under the plan will vary depending on the type of provider and medical or ancillary service received. The discount medical card program makes available, before purchase and upon request, a list of program providers, including the name, city, state, and specialty of each program provider located in the cardholder’s service area.
* The discount program provides access to the Aetna Dental Access® provides access to the Aetna Dental Access®® network. This network is administered by Aetna Life Insurance Company (ALIC). Neither ALIC nor any of its affiliates offers or administers the discount program. Neither ALIC nor any of its affiliates is an affiliate, agent, representative or employee of discount program. Dental providers are independent contractors and not employees or agents of ALIC or its affiliates. ALIC does not provide dental care or treatment and is not responsible for outcomes.